TenBroek-Hilber Group, LLC

For most families, their home is their largest financial asset, and deciding to sell it is a big decision that involves a lot of preparation and work. When you're ready to sell it's important to have an experienced real estate professional handle the details involved in the successful sale of a home for top dollar. With the TenBroek-Hilber Group, you get a team of 4 amazing, creative-minded, hard-working individuals to help bring your dreams to a reality. It is our goal to put the needs of our clients first and foremost, and to provide the most up-to-date information on government programs, the realities and the effectiveness of those programs, as well as trail blazing new innovations.

One of the reasons our team chose the Coldwell Banker Morris Real Estate office to hang our hats is in part due to their amazing marketing and their cutting-edge technology. Another great reason is the fact that CB Morris is consistently NUMBER 1 in units sold and sales volume of all Central Oregon real estate offices and also recently awarded the NUMBER 1 Coldwell Banker office in the State of Oregon . This gives our clients the confidence and reassurance that they are backed and supported by top leaders in our industry!  Perhaps you've also seen the Bend Bulletin ads or the many blue and white Coldwell Banker Morris signs around town!

As experienced professionals who have helped many Central Oregon residents sell their homes, we know how to handle every aspect of the sales process - from strategically marketing and showcasing your home to making sure everything's signed, sealed and delivered by the closing date. Providing you with comprehensive, high-quality listing service is our top priority. So when you decide to sell your home, please contact us and let's get started!

SHORT SALE HELP FOR HOMEOWNERS

If you are facing the loss of your home through foreclosure, let us start by saying that we don't want you to be here any more than you want to be, and we are really sorry you find yourself in this position. First thing...... we encourage you to check with your lender(s) to see if there are any alternatives available to you. Many banks are now re-evaluating the circumstances of home owner’s income and employment situations, the declining value of their homes, and other situations that have affected your ability to keep up on your house payments and are offering alternatives to the foreclosure process. Also, there are Federal Programs you can review on the internet that will assist you in determining what help there may be for your particular situation. I would ask that you research some of these programs before you continue to consider a Short Sale. Then, if you end up back here, it’s time to face reality. You're here because you are probably experiencing financial difficulties and can't see a way to keep up with your mortgage payments, or you aren’t eligible to change your mortgage through any of your banks programs. Maybe you've already missed a payment or two and you've received or are expecting to receive a default notice from your mortgage holder. Time is of the essence! Do not delay in seeking out information. This is the #1 reason most people end up being foreclosed on...... they do not want to believe the reality of their situation and/or are in denial that the foreclosure will really take place.

It's never too soon to become informed.

Our goal is to provide a resource for information on the process of Short Sales from the home owners’ point of view, to answer questions about, and offer support through, the process of a Short Sale, as well as to handle the sale and negotiations of the Short Sale with your lender or lenders. It is vitally important that you completely understand the effects and benefits of a Short Sale before you engage a Realtor to begin the process. This will most likely require you to engage the services of an attorney and/or an accountant, and we would recommend you consult with them prior to making a final decision. The Short Sale Option is not for everyone. We can provide a list of attorneys who may be able to offer information over the phone, or at a reduced fee.

With that said, not all Realtors understand the intricacies of negotiating Short Sales, nor do they have a proven track record.  Our success rate speaks for itself, in that we closed 80% of our short sale listings taken in 2010; one of the highest close rates that we know of. 

It is important that you engage a Realtor who not only has experience, but success in negotiating and closing Short Sales. Interview several Realtors and make sure you feel comfortable with their knowledge and understanding. Not only is this an emotional situation for you, but you will be required to share personal financial information with whomever you hire. Because of that, you need to feel confident and comfortable with your Realtor. Remember, you are the one in control; you hire your Agent, they do not hire you.

Make sure you employ the right Agent for the job.

If you have found yourself in a situation where you cannot make your house payments and are facing foreclosure, please contact us for a free, confidential interview. You can reach us by calling 541-550-4944 or you can email Marcia at marcia@marciahilber.com.

Our goal is to help YOU, so please do not delay!

Contact us right now!